Expertise    


  • Accident Benefits - All plans
  • Bodily Injury, Auto, Tort
  • Liability
  • Commercial Property and Liability
  • Trucking Losses
  • Cargo Losses
  • Municipal Liability
  • Products Liability
  • Property

Business Activity


  • Indepentent Adjuster 39 years;
  • Associate Insurance Institute of Canada
  • Licentiate Canadian Independent Adjusters Association
  • Member of the Ontario Adjusters Association
  • Member of the Insurance Institute of Ontario
  • Member of the Canadian Independent Adjusters Association
  • Member of the Chartered Insurance Professionals Society.

Our company has been built on honesty, integrity and prompt service in order to meet the needs of insurers with efficiency. Our goal is to investigate each claim thoroughly on your behalf and ensure that expenses are kept to a minimum while providing a quality service.


In the last 24 years Ray has been president of the following companies:

  • R. Picano Insurance Adjusters Inc.               (est. in 1991)
  • Picano & Mustill Insurance Adjusters
  • Picano & Partners Claims & Risk Services
  • PICANO CLAIMS ADJUSTERS                       (est. in 2014)


Ray began his insurance career in 1971 with a major international insurance company.

Ray was responsible for major losses during this period, reporting to the Claims Manager of Canada. Ray became an Independent Adjuster in 1975. He earned his adjusting license in 1976. He expanded his multi-line claims experience during the next 15 years with another independent adjuster until 1990. He then started his own adjusting firm.


PICANO CLAIMS ADJUSTERS is licensed to handle all lines claims.

PICANO CLAIMS ADJUSTERS TEL: 905-871-8444
‚ÄčTORONTO LINE: 416-254-1165
‚ÄčTOLL FREE: 1-888-771-8444 EMAIL: picanoclaims@gmail.com